If you identity has been stolen update:

[Wizzard]

This thread is an update to Browade's thread titled “IF YOUR IDENTITY HAS OR MAY HAVE BEEN STOLEN� dated March 14, 2007. I am starting another because there are some additions I think should be included.

In the initial thread he recommended filing a police report. This is still true, but there are some additions. You will need to file a police report where you live. If the incident happened somewhere else, you will need to file a second police report. Police Departments have boundaries called jurisdiction. Let's say you live in Los Angeles and the incident happened in Seattle. You will file a report with Los Angeles Police but they will not be able to investigate because of their jurisdictional boundaries. You will need to file another report with Seattle. The main reason you file a report where you live is because of the convenience of getting a copy of the report.

You may run into a problem when trying to file a police report with another department over the phone. I recommend you check the internet because some departments have websites where you file an online police report. If they do not have a website or do not take online reports call them. They may say they will not take the report over the phone because they can not verify who you are. This is not a problem because you have already filed a report where you live. Contact you local police department and request they send a complete case file to the other department. Contact the other department every now and then to make sure they received the report.

After filing the report you need to try to verify your identity has been stolen. I have had cases where a father, we will call him John Doe, received a letter claiming he has not made a payment on his account. He files a police report and the investigation starts. After gathering documentation for the account it was determined the account was under the name of John Doe II, which was the son. There was no identity theft, just a common mistake. Take a few minutes to contact the company and speak to someone in the fraud department. In some cases you will be assisted with your questions. In other cases the fraud department will tell you they can not release any information. I strongly encourage anyone to keep calm while talking to them. If they tell you they can not release any information get the mailing address before you end the call. Type out a letter indicating you are disputing the account. List in the letter all information you can about the account. At the end of the letter inform them pursuant to the Fair Credit Reporting act you are requesting copies of any and all applications and business transaction records for the fraudulent account(s). Provide a mailing address and/or a fax number where the documentation can be sent. You should also request the records are made available to your local police department at their request.

I have attached a link below. This link is for the Federal Trade Commission's brochure page. There are several excellent brochures. In my opinion, one of the best is called “TAKE CHARGE: FIGHTING BACK AGAINST IDENTITY THEFT.� This booklet can be downloaded to your computer or printed out. In the booklet are dispute and blocking letters as well as the ID Theft Affidavit and a form to request your credit reports. It will provide you with invaluable information and additional contact numbers for the Social Security Administration, Internal Revenue Service and many more. The booklet will also give you tips on how to better protect yourself.

http://www.ftc.gov/bcp/menus/consumer/data/idt.shtm

You will also need to place a fraud alert on your account. What you need to remember is there are two different types. The first is just a general fraud alert for 90 days. At the end of 90 days the alert is lifted. They also have what is called the extended fraud alert or 7-year fraud alert. In order to get the extended fraud alert you will have to complete some paperwork. If you feel you may be a victim it is recommended to call and get the 90-day fraud alert. This will allow you time to check your credit and determine if you are a victim or not. If you are not a victim the alert is lifted in 90 days. If you find out you are a victim, the 90-day alert will give you time to complete all the documentation to request the extended or 7-year fraud alert. The key point to remember about the extended fraud alert is to keep your contact information up to date.

Sometimes your information is not used for credit, but for employment. In this scenario you need to go to your local social security administration. While you are there you will need to request your work history and look at it carefully. Most institutions are required by Federal Law to pay a portion of your check to social security. This is how to find out who is reporting social security wages. Remember, you may not be a victim of identity theft but a victim of human error. If you see a company you have never worked for then you need to take action.

One thing you should never, never do. Attempt to contact the suspect or where the suspect works or lives. The reason you don't want to do this is so you do not tip them off. In many instances the suspect will take off and go somewhere else and start using the information again. Now you have to file another report. In addition, you may tip of the employer and the suspect is fired. Again, he may go somewhere else and start over again. Another reason is the safety factor. The suspect may live or work in the same community as you. Do you know what this person is capable of doing? Think about it, there have been police officers killed just for doing a traffic stop and the person being stopped didn't want a ticket. How about the innocent victims killed by a drive by shooting? Is it really worth it???? Tell the police and let them conduct the investigation. By you contacting the suspect or the business you may end the investigation before it even begins.

If you uncover information pertaining to your case notify the police. I seen it time and time again where the investigation is being conducted and the victim finds out it was an error. They never notify the police and the investigation goes on. The causes an extreme financial burden for the department and many wasted hours of the investigator's time. File the report and if you find out it is a mistake or it was an account you forgot about…tell the investigator it was a mistake.

[marilyntbostick1]

Thankyou so very much for the information. Really good advice and information. Thanks agsin!

[tatoo]

this was the first email

Good evening,Today, the prayers are worth the time, much more precious than gold and diamonds. You would be currently in the process of overcoming a tough time, but know that the Lord is ready to bless you on a path, that is to say in situations where only he can help you to keep faith. Pay some attention to read me, and it will change your life.I am Stéphane LEMONT, a Canadian-born officer hospitalized in Europe for health reasons. I suffer from a brain tumor. The result of some of my medical tests reported that my days on earth are numbered. Unfortunately I have no family or child who may benefit from this money. I was advised by the Father of my church and spiritual guide to making a donation to the Lord forgive me my sins because I had to make illegal trafficking in drugs and weapons during my travels. So you're the beneficiary of 387,000 Euros (Three Hundred Eighty Seven Thousand Euros). I offer from my heart. Please accept it and turn it into good use. I ask just praying that my surgery went very well.Please contact my lawyer to take possession of your donation because it already belongs to you now.Mr. Louis A. FIDEGNONEmail: etude.notariale.fidegnon@hotmail.frAddress: Lot 52 avenue Jean Paul IISincerely and God bless you,AMEN!

A VOTRE ATTENTION : Sieur Michael Anthony VINK



Nous accusons bonne réception de votre courrier électronique et nous vous remercions des informations sur votre identité. Faites nous confiance, votre identité sera gardée en secret professionnel. Veuillez bien garder en secret à partir de cet instant les procédures pour la réception de vos fonds, c'est pour votre sécurité à cause de la valeur de ces fonds et nous tenons à vous faire comprendre que, l'Acte de Donation a été bien établir en votre nom dès la réception de vos informations et est déjà déposé cet après midi au Tribunal de Première Instance de Cotonou que nous devrons nous rendre dans les brefs délais pour la légalisation de cet Acte de Donation en votre nom sans problème.

L'Acte de Donation sera légalisé et enregistré au Tribunal de Première Instance de Cotonou. Cela vous rends légal et légitime bénéficiaire dans la juridiction béninoise et le votre. Il ne reste que les frais de la légalisation de cet Acte de Donation au Tribunal de Première Instance de Cotonou. Ces frais s’élèvent à 228€ et sont entièrement à votre charge. Veuillez nous faire parvenir les 228€ pour la légalisation de votre Acte de Donation et d'Obtention de la Lettre Officielle de la Cour Suprême qui vous permettra de justifier l’existence des fonds auprès des services compétents de votre pays. Juste après cela, la banque prendra contact avec votre banque pour qu'afin le virement de ces fonds soit effectif sur votre compte bancaire. Par suite de compréhension, veuillez nous faire parvenir ces frais de légalisation et d'Obtention de la Lettre Officielle de la Cour Suprême dans l'urgence par un mandat via western union au nom de notre secrétaire de bureau Madame KPOTON JOSIANE sur les informations suivantes.

NOM PRENOM : KOPTON JOSIANE
Pays: BENIN
Ville: COTONOU
Adresse: 52 Avenue Jean-Paul II
QUESTIONS : COMMENT VAS TU ?
REPONSE : BIEN
MONTANT : 228 Euros

C’est avec cet Acte de Donation légalisé que nous pouvons vous faire enregistrer à la banque pour qu’afin, la banque puisse procéder a l’effectif du virement des fonds sur votre compte bancaire et surtout nous vous demandons de bien vouloir nous confirmer sans faute vos informations bancaire si possible, veuillez nous scanner votre RIB sans oublier surtout de nous faire parvenir la copie de carte d'identité(CI).


En vous remerciant de la façon dont vous appréciez nos services, veuillez croire à l’assurance de nos salutations distinguées.

Pour Plus de renseignement et des réceptions de notre courriel électronique, veuillez nous contacter au +229 9636 9870. Dans l'attente de vous lire très rapidement, veuillez croire à l'assurance de nos considérations et que cette nouvelle année vous comble de bonheurs.




Cordialement...........
Notariale Louis A. FIDEGNON
+229 9636 9870


Notre Cabinet , entièrement à votre service !

here is english verson

TO YOUR ATTENTION: Sir Michael Anthony Vink We acknowledge receipt of your email and we thank you information about your identity. Trust us, your identity will be kept in secrecy. Please keep in secret from the moment the procedures for the receipt of your funds, it is for your safety because of the value of these funds and we want you to understand that the Deed of Gift was well prepare on your behalf upon receipt of your information and has already filed this afternoon in the Court of First Instance of Cotonou that we must make in the short time for the legalization of this Deed of Donation in your name without problem. The Deed of Gift will be legalized and registered in the Court of First Instance of Cotonou. This will give legal and legitimate profit in the jurisdiction of Benin and yours. There are only the costs of the legalization of this Deed of Donation to the Court of First Instance of Cotonou. This amounts to 228 € and are entirely your responsibility. Please send us the 228 € for the legalization of your Deed of Gift and Obtaining Official Letter of the Supreme Court that will allow you to justify the existence of funds from the competent services of your country. Just after that, the bank will contact your bank in order to transfer these funds to be effective on your bank account. As a result of understanding, please send us these fees for legalization and Obtaining Official Letter of the Supreme Court in the emergency of a warrant through western union on behalf of our Secretary Mrs KPOTON JOSIANE office on the following information. FIRST NAME: KOPTON JOSIANE Country: Benin City: COTONOU Address: 52 Avenue Jean Paul II QUESTIONS: How are you? ANSWER: GOOD AMOUNT: 228 Euros is with this Deed of Donation legalized we can save you that in order for the bank, the bank can proceed al'effectif transferring the funds into your bank account and above all we ask kindly confirm your banking information without fault if possible, please scan your RIB well above to send us the copy of identity card (IC). Thanking you for the way you enjoy our services, please accept the assurances of our highest consideration. For more information and to approvals of our email, please contact us on 229 9636 9870. Pending you read very quickly, please accept the assurances of our considerations and that this new year fill you with happiness. Regards ........... Notary Louis A. FIDEGNON +229 9636 9870 Our firm, entirely at your service!

Can you please help me with this matter and what to do.

Thank You for your Cooperation in this Matter

[Dodobird]

Tattoo,

You need to file a police report and then close down your bank account, or see with them what can be done to protect it. You will also have to call the issuing office of your birth certificate to explain the problem. It will also be wise to see about having your credit report flagged for fraud. Your bank can help you with this part.