1. The Facts.
Like Charles Soludo, Cheng Pui may in fact be a real person who works for Hang Seng Bank, Ltd., Hong Kong. At this point though it is impossible to tell. The official Hang Seng website
shows no matches when one searches for Cheng Pui.
2. The Fiction.
Letters from Cheng Pui are frequently concern the bank account of a now-dead foreigner whose money will be lost if it can not be transferred into an account outside of Hong Kong. If only he can find someone to pretend to be a relative of the dead account-holder the money can be split between you and Cheung Pui.
3. The Scam.
Let me start by introducing myself. I am Mr. Cheng Pui, director of operations of Hang Seng Bank, Ltd, Hong Kong. I have an obscured business suggestion for you.
This is the basic advance fee fraud scenario. You will need to provide your name, address, phone number, and you will then be contacted by a lawyer who will draw up various documents to show that you are the next of kin to the deceased. You will, of course, have to pay for these documents. After that, fees will be needed for inheritance tax and bribes for officials in order for the money to be transferred. Of course, there is no money except for whatever you might send the scammers.