Hi there Trina and welcome to FraudWatchers!
First and foremost, do not send anything else to those people and certainly do not wire any money to them. This is a scam.
You might want to contact the state agency responsible for issuing drivers licenses in your place of residence and ask them:
- If they maintain a list of compromised\stolen drivers licenses. Some states do maintain such lists, and if yours do, it would be worth it to put your name\license number on that list.
- If you can obtain a new drivers license, this time with a sequential number instead of your Social Security Number on it.
In addition, I would advise you to closely monitor your credit reports and check for accounts\tradelines that you did not initiate. Any time you send personal data such as an SSN to a scammer, you have to be vigilant to the first signs of Identity Theft.
About Loan Scams:
Loan scams exist in pretty much all shapes and forms, but they have one thing in common. At some stage, you are asked to provide up-front funds in order to obtain the loan. That payment can be called anything from "insurance fees" to "good faith deposit". You are asked to send the funds via Western Union\Moneygram to a particular person. Money sent via WU & MG cannot be returned to sender once it's picked up, as neither service has a mechanism for dispute\recovery of the money sent - this is why scammers like to use those services so much.
Once you send the money, a few things can happen:
- The scammer disappears with your money, and you never hear from him again.
- The scammer contacts you with requests for additional fees.
- You are contacted by someone claming to be a law enforcement officer, offering to recover the money you lost for you. Most often, it is the same scammer who conned you in the first place, trying to get a second picking through a different email address.
- Your information is passed around to other scammers\gangs. Since you paid once already, they know they have a victim who is willing to pay.
- Your information is used to commit Identity Theft.
The simplest way of avoiding those scams is to obtain loans from reputable institutions (banks, credit unions etc.)
Last edited by Aeval : 30 May 2007 at 22:11.