Bank of America email - scam?

[liquidfirekan]

I am selling a laptop online and sent the buyer my bank account name, number and type.

He said he was going to do a bank transfer and this is the email I got from the Bank of America. It basically just said that the money was taken out of the buyers account and would be put in mine after I sent them proof of shippment.

Is it a scam?
--------------------------------------------------------------------------
Here is the email:


Dear Ashwin -(my last name)-,

This is an automated generated email from Bank Of America to inform you that you have just received payment of $485.00 USD from our valuable subscriber James -(buyer last name)-. This payment has just been sent. This will take 24 hours after shipment details have been provided by you and verified before payment will be transferred to your account.


Please view the transfer details below if they are correct.




Below Are The Payment Details For This Transfer...................... .





Receiver's Id: -(myemail)-@hotmail.com
Name On Account: Ashwin -(my last name)-
Account Number: -(my bank account number)-
Branch Code: -(my branch number)-
Institution code: -(My institution code)-
Account Type: Cheque Account
Bank Name: Bank Of Montreal
Country: Canada


$485.00 USD







Creditor's Banking Information.



Creditor's Id: -(buyer's email)-@yahoo.com
Name On Account: James -(buyer's last name)-
Account Number: -(buyer's account number)-
Transit Code: -(buyer's trasit code)-
Creditor's Bank Name: Bank Of America
Bank Branch: Georgia District: Bank Of America

Postage Information:
Name: -(buyer's name)-
Address: -(buyer's address)-
City: -(buyer's city)-
State: -(buyer's state)-
Zip code: -(buyer's zipcode)-
Country: Nigeria

Transfer Description



ABOUT THIS MESSAGE:

This payment has been approved and it is currently pending for shipment details to be received before it will be transfer. You are to send out the item that has been paid for by our client and send the shipment details to us in other for negotiations to be commenced with your bank and finally transfer the money to your account. If the shipment details is not received, payment will not be credited into your account.

Failure to send out the item and provide the bank with the shipment details will result to a complain file to your Bank against you as a suspected fraudulent seller. We've been call to notice that some sellers after receiving payment, they do not send out the item (Goods/Service) paid for, and when this occur, customers come to hold the bank responsible and not the seller.

When the shipment details are received from you, we will start the verification process. Contacts will be made to the agency that shipment was done. Some sellers provide fake shipment details. If it turns out that the shipment details are false, this automatically means the you are a scammer and will be reported to the Authorities for an immediate action to take place on you.



Sending payment from a Bank Of America account to another Bank Of America account is easy and does not take any extra charges. For further information's about local transfer between two accounts from our bank, you can visit the bank website at www.bankofamerica.com.



Our customer service consultants are online 24 hours a day to reply to any question that you may have. For further enquires or any question regarding your payment or regarding where you are to send the shipment details to, you can contact our consultant at: Bankingclient@instruction.com.

Thanks for using Bank Of America Online Payment.
We are looking forward to serving your online payment better in the future.


Sincerely,

Deb Walden
Executive Vice President
Bank Of America


------------------------------ ------------------------------ ------------------------------ ------------------------------ -------------
Bank of America Investment Services, Inc
is a registered
broker-dealer, member NASD (National Association of Securities Dealers, Inc.) and SIPC (Securities Investor Protection Corporation), and a nonbank subsidiary
of Bank of America, N.A.


Bank of America, N.A. Member FDIC. Equal Housing Lender
© 2012 Bank of America Corporation.. All rights reserved.Equal Housing Lender

[poirot]

Yes it's a scam. They are scammers trying to trick you into mailing the laptop without paying for it. The clue is the email address Bankingclient@instruction.com - The real Bank of America would have used an address @bankofamerica.com

@instruction.com is a free address from mail.com, see details: http://fraudwatchers.org/forums/view.php?pg=fwmailcom

Please post all details of this criminal, email addresses, phone numbers, and the name and address the laptop was to be shipped to.

[liquidfirekan]

Originally Posted by poirot

Yes it's a scam. They are scammers trying to trick you into mailing the laptop without paying for it. The clue is the email address Bankingclient@instruction.com - The real Bank of America would have used an address @bankofamerica.com

@instruction.com is a free address from mail.com, see details: http://fraudwatchers.org/forums/view.php?pg=fwmailcom

Please post all details of this criminal, email addresses, phone numbers, and the name and address the laptop was to be shipped to.

Here is the stuff he gave me:


Creditor's Id: Jamesrecent@yahoo.com
Name On Account: James Recent
Account Number: 023880046788457
Transit Code: 0923453
Creditor's Bank Name: Bank Of America
Bank Branch: Georgia District: Bank Of America

Postage Information:
Name: Paul Vecent Recent
Address: 5, Gbadamosi Street Itire,
City: Surulere-ijesha
State: Lagos
Zip code: 23401
Country: Nigeria

[mysteryquest]

Thanks for posting the information. You now need to close your bank account just in case as you have given the keys to it to a scammer. In the future, never send your bank account information to someone you don't know personally!