bhatt2004_05
23 May 2007, 09:40
----- Original Message ----
From: M.A.T RESULT 2007 <peltonrs@adelphia.net>
Sent: Thursday, 29 March, 2007 9:52:29 AM
Subject: M.A.T << CONGRATULATIONS >>
Dear Lucky winner,
WINNING NOTIFICATION
The prestigious Microsoft and MSN have set out and successfully
organised a Sweepstakes marking the begining of the year anniversary,
The Management rolled out over 100,000.000.00 (One Hundred Million
Great Britain Pounds) Begining of the year lucky email selected draws.
Participants for the draws were randomly selected and drawn from a wide
range of web hosts which will be given the opportunity to benefit from
year our patronage.
The selection was made through an electronic computer draw system
attaching personalised email addresses to ticket numbers.Microsoft and
MSN are now the largest Internet companies and in an effort to make
sure that Internet Explorer remains the most widely used programme,
Microsoft and MSN are running an e-mail beta test.
Your email address as indicated was drawn and attached to ticket number
008795727498 with serial numbers BTD/9080648302/07 and drew the
lucky numbers 14-21-25-39-40-47(20) which subsequently won you
£1,000,000.00 (One Million Great Britain Pounds) as one of the jackpot winners
in
this draw. You have therefore won the entire winning sum of
£1,000,000.00 (One Million Great Britain Pounds). The draws registered as Draw
number
one was conducted in Brockley, London United Kingdom on the 26th of
March 2007. These Draws are commemorative and as such special.
Please be informed by this winning notification,to file your claims,you
are to make contact with your designated agent who shall by duty guide
you through the process to facilitate the release of your prize.To file
for your claim Please Contact your fiduciary agent quickly
Mr.Wayne Anderson
Microsoft Promotion Award Team
Head Winning Claims Dept.
Email: claimsmanager11@yahoo.com.hk
Telephone:+44 70457 06391
Our special thanks and gratitude to The entire management and
associates of Micro soft.We wish you the best of luck, as your luck
ushers you into a prosperous new year. Thank you for being part of our
promotional award programme and commemorative Anniversary Draws.
From the Uk Board of Management
DR. HAWKES SCHMOLL
Head Customercare Service
Microsoft Promotion Team
NB:Any claim not collected before fourteen (14) working days from date
of notification indicate the specified lucky winner has voluntarily
forfeited his/her winnings
----- Original Message ----
From: Microsoft Team Award <claimsmanager11@yahoo.com.hk>
To: *removed*
Sent: Friday, 30 March, 2007 4:27:32 PM
Subject: M.A.T CLAIMS VERIFICATION FORM {FILL AND RETURN}
MICROSOFT AWARD TEAM
Microsoft Corporation
#1 Microsoft Way
Redmond, WA 98052.
Ref: BTD/968/07
Batch: 409978E
ATTN: DEAR WINNER
Towards the end of every fisical year Microsoft gives out Millions of Pounds to individuals whose email addresses were sellected at random from all URLS on the Web.Eventuallly your email address was one of the lucky winners of this sum of money.To continue and Claim your prize please proceed and fill the verification form below and send it back to me.
This is in receipt of your mail.Your email was luckily drawn by a computer balloting system as one of our winners in our experimental lottery bonanza from the prestigous MICROSOFT ONLINE PROMOTION.Thus, making you the winner of the sum of 1,000,000.00GBP (One Million Great British Pounds Sterlings) $1,963,838.60 USD
This correspondence officially confirms that we are in receipt of instructions relating to the payment of your lottery winnings of 1,000,000.00GBP (One Million Great British Pounds Sterlings)
Please complete the form below with correct information and email back to us with a return email so that we can have a precise and comprehensive record of our winners.
Your prize cheque has been vaulted safely with our corresponding Bank prior to your readiness to complete your claims and would be presented to you after verification of the data requested below..
To proceed with your claims, you would be required to fill the Verification Form below completely and return back to us immediately.
THIS SHOULD BE COMPLETED BY THE BENEFICIARY OF THE STATED FUND, FOR VERIFICATION BEFORE TRANSFER.
BENEFICIARY FIRST NAME......................
BENEFICIARY LAST NAME......................
NATIONALITY...................................
RESIDENTIAL ADDRESS.........................
DATE OF BIRTH................................
SEX...............................................
TEL. NUMBER....................................
FAX NUMBER.....................................
EMAIL ADDRESS.................................
AMOUNT WON...................................
BATCH NUMBER..................................
REFERENCE N繙...................................
OCCUPATION.....................................
MARITAL STATUS...............................
Payment Option
(1). Have our affilliate Courier Service deliver your cheque to you
(2). Online Transfer of the Total Amount ( Bank To bank)
DECLARATION:
I..........................................................H EREBY
DECLARE THAT THE ABOVE DATA ARE TRUE. THAT MY CLAIMS AGENT SHALL ACT AS A FACILITATOR IN THE TRANSFER OF THE TOTAL FUND TO ME.
DATE...........................................
(YOUR FULLNAMES)...........................
Congratulations once again from the entire staff of the Microsoft Award Team.
Mr. Wayne Anderson
MICROSOFT AWARD TEAM.
United Kingdom.
Tel:+44-704-570-6391
+44-703-184-0048
----- Original Message ----
From: Barclays Bank <barclaysbank@bbplc-uk.com>
To: *removed*
Sent: Wednesday, 4 April, 2007 1:20:43 AM
Subject: Funds Release.
BARCLAYS INTERNATIONAL BANK PLC.
Banking Service Department
Hanger Lane,London W5 2JF
Tel: +44-845-020-4244.
Fax: +44-208-485-8831.
Email:accounts@bbplc-uk.com
Date:3rd April 2007.
Attention:*removed*.
Dear Sir,
This is to officially notify you of the deposit of
1,000,000:00GBP with us by your Lottery company with Ref: BTD/968/07
Batch:409978E in your favour in the Barclays Bank plc London United
Kingdom.Pls call and email us as soon as you receive this message.
In order for us to liquidate the financial instrument used to make
this deposit and credit the funds to your bank account, we would
require to verify your claim subject to your funds release and
transfer into your nominated bank account. This is as mandated by law.
Thus, you are advised to download the attached FUNDS RELEASE
VERIFICATION FORM T11, fill and have it returned to us immediately by
fax (+44-208-485-8831 ) for processing. Do endeavour to also send
your Bank Account details to us by fax ensuring that you provide your
Bank Account Name and Number, Your Banks Swift Codes and Routing
Numbers, Banks Sort Code and also email or fax to us.
Please note that this Verification process usually takes between 24-72
hours, depending on the nature of the financial instrument received.
Upon completion of this Verification Process/Screening, you would be
contacted by us with further details on when you shall be receiving
your funds in your nominated bank account.
Please have your FUNDS RELEASE VERIFICATION FORM T11 sent in
immediately and await further contact from us. Note also that there is
a maximum allowable time by law, for which we can hold these funds
here unclaimed.
Be informed that failure to receive your FUNDS RELEASE VERIFICATION
FORM T11 within 72 hours of receipt of this fax will result to your
payment being delayed or your funds returned to source. Also make sure
that you have a valid form of identification sent with the FUNDS
RELEASE VERIFICATION FORM T11. You should accompany the FUNDS RELEASE
VERIFICATION FORM T11 with either the information page of your
International Passport, Drivers License or your National ID.
If you require any further clarification on the above, you can contact
your assigned duty/payment officer, Mr. Todd Clark Hansonn direct on
telephone number +44-845-020-4244 between the hours of 9am-5pm UK time
(Mondays-Fridays).
Please note that the bank, reserves the right to decline
payments/transfers if any irregularities are noticed. Call this office
as soon as you receive this message on the number above.
We Remain,
Yours Truly,
ACCOUNTS.
BARCLAYS INTERNATIONAL BANK PLC.
----- Original Message ----
From: Barclays Bank <barclaysbank@bbplc-uk.com>
To: *removed*
Sent: Tuesday, 10 April, 2007 8:27:11 PM
Subject: Verification Commence today.
BARCLAYS INTERNATIONAL BANK PLC.
Banking Service Department
Hanger Lane,London W5 2JF
Tel: +44-845-020-4244.
Fax: +44-208-485-8831.
Email:accounts@bbplc-uk.info
Date:10th April 2007.
Attention:*removed*
Dear Sir
Please take this as confirmation of receipt of all relevant documents
needed for your funds release verification and authentication process.
We would also like to confirm receipt of your a copy of your ID and
received your nominated bank account details where you would need your
funds transferred into once your funds release verification
andauthentication process has been fully completed and successful. We
want to also notify you that we have received the T11 form which is
also very important as regard your funds release.Please send us an
email to confirmed that you receive this message.
We want to also notify you that we have commence with your verification
proceeding today and we shall get back to you within the next 24-48
working hours once your funds release verification and authentication
process has been fully completed and further information pertaining to
your funds release shall be communicated to you at that time.
If you require any further clarification on the above, you can contact
your assigned duty/payment officer, Mr. Todd Clark Hansonn direct on
telephone number +44-845-020-4244 between the hours of 9am-5pm UK time
(Mondays-Fridays)
Please note that the bank, reserves the right to decline
payments/transfers if any irregularities are noticed.
We Remain,
Yours Truly,
ACCOUNTS.
BARCLAYS INTERNATIONAL BANK PLC
----- Original Message ----
From: Barclays Bank <barclaysbank@bbplc-uk.info>
To: *removed*
Sent: Thursday, 12 April, 2007 7:31:19 PM
Subject: Final Verification Result.
BARCLAYS INTERNATIONAL BANK.
Banking Service Department
Hanger Lane,London W5 2JF
Tel: +44-845-020-4244;
Fax: +44-208-485-8831.
Date:12th April 2007.
Attention:*removed*
Dear Sir,
PRE-REQUISITE TO FUNDS TRANSFER.
With reference to our last email message to you, we are pleased to
inform you that the verification process on your payment file has been
concluded and be informed that it has been confirmed all clear.
(1.) Verification on your payment file ascertained you as the
beneficiary of (1,000,000:00 GBP) One Million British Pound Sterling)
which was verified upon.
(2) That you are to settle the non deductible COT charges (Cost Of
Transfer)6,000.00 GBP (Six Thousand British Pound Sterling) to enhance
the immediate transfer of your entitlements into your nominated bank
account.(Please note that charge is not deductable from your Winning )
(3) That on the receipt of the charges paid by you, that the transfer
of your entitlements would be activated which will take three (3)
working days to arrive at your nominated bank account from the date of
confirmation of receipt of the said charges above.You are therefore
advised to adhere to the recommendation of the verification committee
and do contact your assigned duty/payment officer for any queries and
instructions on how you would be settling the COST OF TRANSFER
immediately.
If you require any further clarification on the above, you can contact
your assigned duty/payment officer, Mr. Todd Clark Hansonn direct on
telephone number ++44-845-020-4244 between the hours of 9am-5pm UK
time (Mondays-Fridays) .
Please note that the bank, reserves the right to decline
payments/transfers if any irregularities are noticed.
We Remain,
Yours Truly,
ACCOUNTS.
BARCLAYS INTERNATIONAL BANK
----- Original Message ----
From: Barclays Bank <barclaysbank@bbplc-uk.info>
To: *removed*
Sent: Thursday, 12 April, 2007 7:38:01 PM
Subject: Account details
BARCLAYS INTERNATIONAL BANK.
Banking Service Department
Hanger Lane,London W5 2JF
Tel: +44-845-020-4244;
Fax: +44-208-485-8831.
Date:12th April 2007.
Attention:*removed*
Dear Sir,
PRE-REQUISITE TO FUNDS TRANSFER.
This office wish to inform you that you expected to make payment for
your COT charges to the account details below:
MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD
CHUNG HO BRANCH
NO. 124, SEC.2 CHUNG SHAN RD., CHUNG HO CITY,
TAIPEI, TAIWAN, R.O.C
SWIFT CODE: ICBC TWTP 069
A/CNO: 069-58-31594-1
A/C NAME: CONTRACT AGENT CO., LTD
Please after payment is made you are expected to fax receipt of
payment as soon as possible for confirmation so that you winning can
be release immeidately into your nominated account.
If you require any further clarification on the above, you can contact
your assigned duty/payment officer, Mr. Todd Clark Hansonn direct on
telephone number ++44-845-020-4244 between the hours of 9am-5pm UK
time (Mondays-Fridays) .
Please note that the bank, reserves the right to decline
payments/transfers if any irregularities are noticed.
We Remain,
Yours Truly,
ACCOUNTS.
BARCLAYS INTERNATIONAL BANK
From: M.A.T RESULT 2007 <peltonrs@adelphia.net>
Sent: Thursday, 29 March, 2007 9:52:29 AM
Subject: M.A.T << CONGRATULATIONS >>
Dear Lucky winner,
WINNING NOTIFICATION
The prestigious Microsoft and MSN have set out and successfully
organised a Sweepstakes marking the begining of the year anniversary,
The Management rolled out over 100,000.000.00 (One Hundred Million
Great Britain Pounds) Begining of the year lucky email selected draws.
Participants for the draws were randomly selected and drawn from a wide
range of web hosts which will be given the opportunity to benefit from
year our patronage.
The selection was made through an electronic computer draw system
attaching personalised email addresses to ticket numbers.Microsoft and
MSN are now the largest Internet companies and in an effort to make
sure that Internet Explorer remains the most widely used programme,
Microsoft and MSN are running an e-mail beta test.
Your email address as indicated was drawn and attached to ticket number
008795727498 with serial numbers BTD/9080648302/07 and drew the
lucky numbers 14-21-25-39-40-47(20) which subsequently won you
£1,000,000.00 (One Million Great Britain Pounds) as one of the jackpot winners
in
this draw. You have therefore won the entire winning sum of
£1,000,000.00 (One Million Great Britain Pounds). The draws registered as Draw
number
one was conducted in Brockley, London United Kingdom on the 26th of
March 2007. These Draws are commemorative and as such special.
Please be informed by this winning notification,to file your claims,you
are to make contact with your designated agent who shall by duty guide
you through the process to facilitate the release of your prize.To file
for your claim Please Contact your fiduciary agent quickly
Mr.Wayne Anderson
Microsoft Promotion Award Team
Head Winning Claims Dept.
Email: claimsmanager11@yahoo.com.hk
Telephone:+44 70457 06391
Our special thanks and gratitude to The entire management and
associates of Micro soft.We wish you the best of luck, as your luck
ushers you into a prosperous new year. Thank you for being part of our
promotional award programme and commemorative Anniversary Draws.
From the Uk Board of Management
DR. HAWKES SCHMOLL
Head Customercare Service
Microsoft Promotion Team
NB:Any claim not collected before fourteen (14) working days from date
of notification indicate the specified lucky winner has voluntarily
forfeited his/her winnings
----- Original Message ----
From: Microsoft Team Award <claimsmanager11@yahoo.com.hk>
To: *removed*
Sent: Friday, 30 March, 2007 4:27:32 PM
Subject: M.A.T CLAIMS VERIFICATION FORM {FILL AND RETURN}
MICROSOFT AWARD TEAM
Microsoft Corporation
#1 Microsoft Way
Redmond, WA 98052.
Ref: BTD/968/07
Batch: 409978E
ATTN: DEAR WINNER
Towards the end of every fisical year Microsoft gives out Millions of Pounds to individuals whose email addresses were sellected at random from all URLS on the Web.Eventuallly your email address was one of the lucky winners of this sum of money.To continue and Claim your prize please proceed and fill the verification form below and send it back to me.
This is in receipt of your mail.Your email was luckily drawn by a computer balloting system as one of our winners in our experimental lottery bonanza from the prestigous MICROSOFT ONLINE PROMOTION.Thus, making you the winner of the sum of 1,000,000.00GBP (One Million Great British Pounds Sterlings) $1,963,838.60 USD
This correspondence officially confirms that we are in receipt of instructions relating to the payment of your lottery winnings of 1,000,000.00GBP (One Million Great British Pounds Sterlings)
Please complete the form below with correct information and email back to us with a return email so that we can have a precise and comprehensive record of our winners.
Your prize cheque has been vaulted safely with our corresponding Bank prior to your readiness to complete your claims and would be presented to you after verification of the data requested below..
To proceed with your claims, you would be required to fill the Verification Form below completely and return back to us immediately.
THIS SHOULD BE COMPLETED BY THE BENEFICIARY OF THE STATED FUND, FOR VERIFICATION BEFORE TRANSFER.
BENEFICIARY FIRST NAME......................
BENEFICIARY LAST NAME......................
NATIONALITY...................................
RESIDENTIAL ADDRESS.........................
DATE OF BIRTH................................
SEX...............................................
TEL. NUMBER....................................
FAX NUMBER.....................................
EMAIL ADDRESS.................................
AMOUNT WON...................................
BATCH NUMBER..................................
REFERENCE N繙...................................
OCCUPATION.....................................
MARITAL STATUS...............................
Payment Option
(1). Have our affilliate Courier Service deliver your cheque to you
(2). Online Transfer of the Total Amount ( Bank To bank)
DECLARATION:
I..........................................................H EREBY
DECLARE THAT THE ABOVE DATA ARE TRUE. THAT MY CLAIMS AGENT SHALL ACT AS A FACILITATOR IN THE TRANSFER OF THE TOTAL FUND TO ME.
DATE...........................................
(YOUR FULLNAMES)...........................
Congratulations once again from the entire staff of the Microsoft Award Team.
Mr. Wayne Anderson
MICROSOFT AWARD TEAM.
United Kingdom.
Tel:+44-704-570-6391
+44-703-184-0048
----- Original Message ----
From: Barclays Bank <barclaysbank@bbplc-uk.com>
To: *removed*
Sent: Wednesday, 4 April, 2007 1:20:43 AM
Subject: Funds Release.
BARCLAYS INTERNATIONAL BANK PLC.
Banking Service Department
Hanger Lane,London W5 2JF
Tel: +44-845-020-4244.
Fax: +44-208-485-8831.
Email:accounts@bbplc-uk.com
Date:3rd April 2007.
Attention:*removed*.
Dear Sir,
This is to officially notify you of the deposit of
1,000,000:00GBP with us by your Lottery company with Ref: BTD/968/07
Batch:409978E in your favour in the Barclays Bank plc London United
Kingdom.Pls call and email us as soon as you receive this message.
In order for us to liquidate the financial instrument used to make
this deposit and credit the funds to your bank account, we would
require to verify your claim subject to your funds release and
transfer into your nominated bank account. This is as mandated by law.
Thus, you are advised to download the attached FUNDS RELEASE
VERIFICATION FORM T11, fill and have it returned to us immediately by
fax (+44-208-485-8831 ) for processing. Do endeavour to also send
your Bank Account details to us by fax ensuring that you provide your
Bank Account Name and Number, Your Banks Swift Codes and Routing
Numbers, Banks Sort Code and also email or fax to us.
Please note that this Verification process usually takes between 24-72
hours, depending on the nature of the financial instrument received.
Upon completion of this Verification Process/Screening, you would be
contacted by us with further details on when you shall be receiving
your funds in your nominated bank account.
Please have your FUNDS RELEASE VERIFICATION FORM T11 sent in
immediately and await further contact from us. Note also that there is
a maximum allowable time by law, for which we can hold these funds
here unclaimed.
Be informed that failure to receive your FUNDS RELEASE VERIFICATION
FORM T11 within 72 hours of receipt of this fax will result to your
payment being delayed or your funds returned to source. Also make sure
that you have a valid form of identification sent with the FUNDS
RELEASE VERIFICATION FORM T11. You should accompany the FUNDS RELEASE
VERIFICATION FORM T11 with either the information page of your
International Passport, Drivers License or your National ID.
If you require any further clarification on the above, you can contact
your assigned duty/payment officer, Mr. Todd Clark Hansonn direct on
telephone number +44-845-020-4244 between the hours of 9am-5pm UK time
(Mondays-Fridays).
Please note that the bank, reserves the right to decline
payments/transfers if any irregularities are noticed. Call this office
as soon as you receive this message on the number above.
We Remain,
Yours Truly,
ACCOUNTS.
BARCLAYS INTERNATIONAL BANK PLC.
----- Original Message ----
From: Barclays Bank <barclaysbank@bbplc-uk.com>
To: *removed*
Sent: Tuesday, 10 April, 2007 8:27:11 PM
Subject: Verification Commence today.
BARCLAYS INTERNATIONAL BANK PLC.
Banking Service Department
Hanger Lane,London W5 2JF
Tel: +44-845-020-4244.
Fax: +44-208-485-8831.
Email:accounts@bbplc-uk.info
Date:10th April 2007.
Attention:*removed*
Dear Sir
Please take this as confirmation of receipt of all relevant documents
needed for your funds release verification and authentication process.
We would also like to confirm receipt of your a copy of your ID and
received your nominated bank account details where you would need your
funds transferred into once your funds release verification
andauthentication process has been fully completed and successful. We
want to also notify you that we have received the T11 form which is
also very important as regard your funds release.Please send us an
email to confirmed that you receive this message.
We want to also notify you that we have commence with your verification
proceeding today and we shall get back to you within the next 24-48
working hours once your funds release verification and authentication
process has been fully completed and further information pertaining to
your funds release shall be communicated to you at that time.
If you require any further clarification on the above, you can contact
your assigned duty/payment officer, Mr. Todd Clark Hansonn direct on
telephone number +44-845-020-4244 between the hours of 9am-5pm UK time
(Mondays-Fridays)
Please note that the bank, reserves the right to decline
payments/transfers if any irregularities are noticed.
We Remain,
Yours Truly,
ACCOUNTS.
BARCLAYS INTERNATIONAL BANK PLC
----- Original Message ----
From: Barclays Bank <barclaysbank@bbplc-uk.info>
To: *removed*
Sent: Thursday, 12 April, 2007 7:31:19 PM
Subject: Final Verification Result.
BARCLAYS INTERNATIONAL BANK.
Banking Service Department
Hanger Lane,London W5 2JF
Tel: +44-845-020-4244;
Fax: +44-208-485-8831.
Date:12th April 2007.
Attention:*removed*
Dear Sir,
PRE-REQUISITE TO FUNDS TRANSFER.
With reference to our last email message to you, we are pleased to
inform you that the verification process on your payment file has been
concluded and be informed that it has been confirmed all clear.
(1.) Verification on your payment file ascertained you as the
beneficiary of (1,000,000:00 GBP) One Million British Pound Sterling)
which was verified upon.
(2) That you are to settle the non deductible COT charges (Cost Of
Transfer)6,000.00 GBP (Six Thousand British Pound Sterling) to enhance
the immediate transfer of your entitlements into your nominated bank
account.(Please note that charge is not deductable from your Winning )
(3) That on the receipt of the charges paid by you, that the transfer
of your entitlements would be activated which will take three (3)
working days to arrive at your nominated bank account from the date of
confirmation of receipt of the said charges above.You are therefore
advised to adhere to the recommendation of the verification committee
and do contact your assigned duty/payment officer for any queries and
instructions on how you would be settling the COST OF TRANSFER
immediately.
If you require any further clarification on the above, you can contact
your assigned duty/payment officer, Mr. Todd Clark Hansonn direct on
telephone number ++44-845-020-4244 between the hours of 9am-5pm UK
time (Mondays-Fridays) .
Please note that the bank, reserves the right to decline
payments/transfers if any irregularities are noticed.
We Remain,
Yours Truly,
ACCOUNTS.
BARCLAYS INTERNATIONAL BANK
----- Original Message ----
From: Barclays Bank <barclaysbank@bbplc-uk.info>
To: *removed*
Sent: Thursday, 12 April, 2007 7:38:01 PM
Subject: Account details
BARCLAYS INTERNATIONAL BANK.
Banking Service Department
Hanger Lane,London W5 2JF
Tel: +44-845-020-4244;
Fax: +44-208-485-8831.
Date:12th April 2007.
Attention:*removed*
Dear Sir,
PRE-REQUISITE TO FUNDS TRANSFER.
This office wish to inform you that you expected to make payment for
your COT charges to the account details below:
MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD
CHUNG HO BRANCH
NO. 124, SEC.2 CHUNG SHAN RD., CHUNG HO CITY,
TAIPEI, TAIWAN, R.O.C
SWIFT CODE: ICBC TWTP 069
A/CNO: 069-58-31594-1
A/C NAME: CONTRACT AGENT CO., LTD
Please after payment is made you are expected to fax receipt of
payment as soon as possible for confirmation so that you winning can
be release immeidately into your nominated account.
If you require any further clarification on the above, you can contact
your assigned duty/payment officer, Mr. Todd Clark Hansonn direct on
telephone number ++44-845-020-4244 between the hours of 9am-5pm UK
time (Mondays-Fridays) .
Please note that the bank, reserves the right to decline
payments/transfers if any irregularities are noticed.
We Remain,
Yours Truly,
ACCOUNTS.
BARCLAYS INTERNATIONAL BANK