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clangriff97
8 August 2006, 00:43
Check this out - could this be a scam?:o

Mikky Lenders <mikkylenders@yahoo.com>

Hello,
I am in receipt of your email. I can be able to offer you the loan of $200,000.00 I have stated the terms of the loan below for you to see and tell me if you are in agreement with the loan terms or not.



*Loan Amount:$200,000.00
*Loan Rate
:5%
*Duration: 10 Year
*Loan Interest:$10,000.00
*Monthly Payment:$1,750.00

*Total
Payment:$210,000.00

BORROWERS INFORMATION
Your names ................................
Your country................................
Your address ..............................
Your occupation ..........................
Your marital status ......................
Current Status at place of work.........
Phone number..............................
Monthly Income...............................



CONDITION
There are two option which you are required to choose from which is the collaterals and non collateral loans



1. Collaterals Process: I usually require an equity based property as collateral for my loan aquisition. You need to send me a collateral for this loan so that i may have the trust that as soon as i give you this loan, you will pay back at the end of the terms given to you by me. I do not accept any other property type or kind due to the fact that some of our customers have missed used this oppotunity. They some times claim to have properties and send us copies of ownership, and when they are not able to pay back the loan and i want to claim these properties i then find out that the properties belong to their family.The family will then say they did not attest to the transaction at first so please you have to make sure that the collaterals you
are dropping belongs to you and not your family.Personal property pledged as a guarantee that you will repay your loan. Property such as houses, cars, savings accounts, bonds, or certificates of deposit are commonly used as collateral.



Non Collaterals Process: This process required deposited of payment. For the loan of $200,000.00USD you are entitled to send a payment of $700USD so that if you are unable to pay back the loan, your collaral will be claim and you will be placed on the media house by the bank as most wanted person which will destroy your family names plus yours. This way, the bank is secured against the default risk of the borrower not being able to meet the interest payments. In case of default the bank can sell the house and get its money back. If you pay back the loan,your payment will be returned back to you. One thing about this alternative
option is that it is a Non-collateral/security obtained from banks here which is popularly known as bank securities. When you obtain this non-collateral/security, it actually yield value which will eventually be equivalent to the loan you are obtaining during the stipulated duration of the loan. When you are unable to pay back the issuing Bank take the non-collateral which has yielded value as substitute for the loan.

I will issue out your loan to the transfering bank immediately the collateral is provided or the non collateral for the loan is acquired from the bank. Because of the risk and expenses when collarals are presented, So this is why i personally will always advice that our customers should simply go for the non collateral alternative when they do not have an equity based property to present as colleral.But if you still insist that you present an quity based property then that will be ok with
us.


2. Transfer Of Your Loan:
Bank to Bank Transfer : The transfer of the loan must be a bank to bank transfer, except otherwise stated by the borrower which means, you will have to provide the means which you want your loan transfer to you.

3. Loan agreement document:The Loan agreement document need to be signed by you to give some trust and guarntee of you to me that i can trust you. Remember that is a large some of amount which is needed by you.

4. Loan refund:The loan must refunded back to the lender at the end of the tenure the loan seeker is seeking the loan for without any delay.for this reason, for this reason,we are giving a maximum duration of ten years to the loan seeker so that he /she will be able to repay the loan within that period.

And note that you will have to send me a copy of your identity card so that i may know who i am dealing with.


Considering the above conditions if they are acceptable to you,you have to give me a fast response so that i can assign my lawyer to send you the loan agreement document , so that i can start processing your loan.
Have a nice day
Mrs Mikky
Mikky Loan Investment Limited International

John Fairheart
8 August 2006, 00:54
Interesting that a LIMITED company would be using a FREE WEBMAIL service like Yahoo. Definately a scam.

A quick search on Google reveals more derivatives of this scam operation [LINK (http://www.google.co.uk/search?hl=en&q=%22Mikky+Loan+Investment%22)]

Anyone offering a loan on the internet from a Free webmail account who states they are a Limited company is just up to no good. Avoid anything like this.

Unregistered
26 November 2006, 13:54
Who told you? i know MIkky and i got a loan of $50,000.00 from her next week so stop lieing. My name is Dhall and i am from the Us.

poirot
26 November 2006, 14:52
Dear "Dhall from the U.S."

Thank you for taking time to post. We are quite busy here at Fraudwatchers and we appreciate it immensely whenever people help us clarify these offers, specially when it confirms wether they are legitimate or not.

And, "Dhall from the U.S.", you have just confirmed our suspicions. This is indeed a scam. Furthermore "Dhall from the U.S.", I would suggest you contact your U.S. Internet provider immediately to inform him that through some unexplainable alignment of the planets, their server is going through a NIGERIAN server.

You have just posted from I.P. address 213.181.87.140 (origin = NIGERIA)

Regards to Mikky.

Information related to '213.181.64.0 - 213.181.95.255'

inetnum: 213.181.64.0 - 213.181.95.255
org: ORG-BL4-RIPE
netname: NG-BROADBANDTECH-20000327
descr: BT Limited
descr: PROVIDER Local Registry
country: NG
admin-c: IO243-RIPE
tech-c: IO243-RIPE
status: ALLOCATED PA
notify: bt@micro.com.ng
mnt-by: RIPE-NCC-HM-MNT
mnt-routes: BT-LIMITED-MNT
mnt-lower: BT-LIMITED-MNT
changed: hostmaster@ripe.net 20000327
changed: hostmaster@ripe.net 20001003
changed: hostmaster@ripe.net 20010507
changed: hostmaster@ripe.net 20010704
changed: lir-help@ripe.net 20011214
changed: hostmaster@ripe.net 20020419
changed: hostmaster@ripe.net 20020423
changed: hostmaster@ripe.net 20020613
changed: hostmaster@ripe.net 20030211
changed: hostmaster@ripe.net 20040406
source: RIPE

organisation: ORG-BL4-RIPE
org-name: BT Limited
org-type: LIR
address: BT Limited
address: 8B Ademola Street,
address: Off Awolowo Road,
address: S. W. Ikoyi,
address: Lagos, Nigeria.
phone: +234 1 2693192
fax-no: +234 1 2693192
e-mail: bt@micro.com.ng
admin-c: IO243-RIPE
admin-c: IO243-RIPE
mnt-ref: BT-LIMITED-MNT
mnt-ref: RIPE-NCC-HM-MNT
mnt-by: RIPE-NCC-HM-MNT
changed: hostmaster@ripe.net 20040415
source: RIPE

person: Israel Oyeleke
address: BT Limited
address: 8B Ademola Street
address: Ikoyi S.W.
address: Lagos, Nigeria
phone: +234 1 2673532
fax-no: +234 1 2673203
e-mail: i.oyeleke@moneynett.com
nic-hdl: IO243-RIPE
notify: i.oyeleke@moneynett.com
changed: ifiok@btlimited.com 20010605
changed: ifiok_moses@yahoo.com 20030917
source: RIPE

poirot
26 November 2006, 22:49
This same scam was posted last week here (http://www.hoobly.com/0/0/342754.html) and here (http://www.hoobly.com/0/0/342753.html) pretending to be from Arlington Texas. However, hoobly.com has banned Mrs. Mikky and added the comment: "Ad Posted From: Nigeria".

...what a coincidence.