New scam- private investor loan

[WTLSN]

Read on- it is pretty funny to read this guys responses to my refusal of his "loan" and fees.

FIrst email:-----Original Message-----
From: stevehardy12@yahoo.com
To: [mod edit: JF - Removed Personal Details]
Sent: Mon, 7 Aug 2006 3:22 PM
Subject: Re: Re: Need a loan ASAP
Hello Wendy,
I recieved your application.Below is the repayment
scheme/schedule.
LOAN BALANCE: $265,000.00
INTEREST RATE: 10%
INTEREST: 26,500.00
MONTHLY REPAYMENT: $12,145.833
DURATION: 24 MONTHS
SUMMATION OF MONTHLY REPAYMENT AT END OF TERM :
$291,500.00
REPAYMENT STARTS: JUNE 25 2007
ENDS:JUNE 25 2009
BALOON PAYMENT:: N/A
COLLATERAL NEEDED: NONE
Deferring payment for two consecutive months will
attract one extra month term.
The funds will be sent to you via bank trannsfer..
If you are okay with the above repayment plan,then
email my lawyer on barrister_tom22@yahoo.com or
contact_barristertom@consultant.com for the agreement
document/Deed of Trust to sign.
Steve

Second Email- from his "Attorney"-----Original Message-----

From: contact_barristertom@consultant.com

To: [mod edit: JF - Removed Personal Details]

Sent: Mon, 7 Aug 2006 5:24 PM

Subject: Re: Fwd: Need a loan ASAP



Attention Wendy,§I am in reciept of your email.Before i proceed to sending you
the doument to sign,i oul like to furnish you with the requirements to be met
before the loan is granted.§1.) You are required to email my client,Mr Toni
Bankks the details of the bank account that you would want the funds to be
transfered to.§2) You will also be required to email me a scanned copy of a
valid identification e.g a Driver's license,National Identity Card or
International passport.§3.) You will also be required to pay a fully refundable
sum of $839.99 as non-collateral charges on the loan.§ Email me back as soon
as possible to assrtain if you are contempted with the above requirements before
i send you a copy of he Deed of Trust to sign.I need your seriousness and
understanding.§I anticipate your swift response to this email.§§Best
Regards§Barrister Tom(SAN)

Third email- Response to my telling him I was not sending any money upfront
-----Original Message-----
From: contact_barristertom@consultant.com
To: [mod edit: JF - Removed Personal Details]
Sent: Mon, 7 Aug 2006 5:46 PM
Subject: Re: Need a loan ASAP
Wendy,§It is quite unfortunate that you lack understanding.The $840
non-collateral charge is what is used to secure the loan of $265,000.Do you want
to steal?If you are not comfortable with paying the charge,then provide a
collateral is is worth 10% above $265,000. Then you will not be required to pay
any fee upfront.§Reply ASAP.§§Barrister Tom(SAN)

--
___________________________________________________
Play 100s of games for FREE! http://games.mail.com/

Fourth email- I replied that I had offered collatteral- a $300K house:
-----Original Message-----
From: contact_barristertom@consultant.com
To: [mod edit: JF - Removed Personal Details]
Sent: Mon, 7 Aug 2006 6:02 PM
Subject: Re: Need a loan ASAP
Wendy,§§I am sorry that is not enough.We would require a property worth at least
$375,000.I felt it would be cheaper an convinient that was why i gave you the
option of the non-collateral charge.Due to the fact that if you are using a
collateral,you will be required to come down to our office to sign the documents
yourself,but with the non-collateral harge,you have the option of completing the
documents online.§Your understanding matters alot.§§Barrister Tom(SAN)

--
___________________________________________________
Play 100s of games for FREE! http://games.mail.com/

MY response to his last email:
-----Original Message-----
From: [mod edit: JF - Removed Personal Details]
To: contact_barristertom@consultant.com
Sent: Mon, 7 Aug 2006 6:10 PM
Subject: Re: Need a loan ASAP
*
*I beg your pardon, sir, but 10% of $265,000.00 is $26,500.00. Therefore $10% OVER $265,000.00
Would be $265,000.00 + $26,500.00 for a total of $291,500.00. In your prior email YOU stated collateral had to be 10% over loan amount. How exactly did you come up with $375,000.00? That would be about 45% over the loan amount.
*
Just because I need an emergency loan does not make me mathmatically stupid. As a matter of fact, as an escrow officer/attorney for a title company, I am qualified to prepare my own documents. I do not know how they do things in your country, but here in the states the property that is involved in the transaction IS the collateral.
*
Wendy [mod edit: JF - Removed Personal Details], esq

[WTLSN]

MICHAEL SPAIN FINANCIER COMPANY.
CALLE MOSTOLES 15/B 28925, ALCONCON
MADRID SPAIN.
TEL: 0034-696-846-453.
FAX: 0034-973-225-951.
Email: michaelspainloanoffer@yahoo.com
Date: 7/8/2006.
OUR REF: BDES/O8/3001
YOUR REF: LOAN.
ATTENTION: PERSONAL INFO REMOVED
.
RE: LOAN DUE IN YOUR FAVOUR. APPROVED AND CONFIRMED.
In response to your application for ($265,000.00.00) loan in our company, be informed that
our management has considered it favourably and has consequently approved the loan as
demanded by you.($265,000.00:00) Two hundred and sixty five thousand US Dollars.
In line with our procedure, and following the EEU/Spanish Government regulatory on finance
1995 constitution, which states that all loans going out of my country as an international
transaction will need to be insured against terrorism, theft or fraud? You are hereby requested to
come up with the following fees:
CHAMBER LEGALIZATION FEE OF $150
INSURANCE AGAINST TERRORISM AND THEFT/FRAUD FESS OF $700
TOTAL OF: $850
PAYMENT INFORMATION: MALPASS MARK PHILIP (SECRETARY VIA
WESTERN UNION)
ADDRESS: MADRID SPAIN.
FORWARD TO THIS OFFICE THE MTCN E NUMBERS AND A SCAN COPY OF THE RECEIPT
Finally, be rest assured that on the fulfilment of the above required mentioned, the payee bank
will immediately transfer the sum due in your favour to you on demand, without any delay.
Yours faithfully,
Barr Pedro Gonzales (ESQ)
( PEDROGONZALES AND ASSOCIATE CHAMBER )

*** This one was a pdf that had all kinds of "official seals" and stamps on it.:lol: